Really, I should NOT read Rumors before bed...

As fast as there were good rumors yesterday, they have turned south today. Oh well! Back to the ole' most likely 18 months before referral scenario (which is March 2007 for us). At least that little shocker yesterday was enough to get me motivated to start preparing again. If nothing else, maybe I can be pretty much *baby-ready* before tax season gets going next year.

(Pathetic how my life is planned around IRS deadlines, isn't it?)